Look at your credit reports! On AnnualCreditReport.com you are entitled to a free annual credit report from each of the three credit reporting agencies. Credit Repair USA recommends requesting a report from a different bureau every 4 months. June, request a free report from Equifax. Set reminders to request TransUnion in October and Experian in February.
EXCEPTION IN 2022: Through December 2022, you can get a free credit report each week from Equifax, Experian, and TransUnion at AnnualCreditReport.com
How are credit reports used?
Lenders use the reports to decide if they'll give you credit or approve a loan and at what interest rate they will charge you. Employers, insurers, and rental p...