Your Credit Report Is A Dream Stealer And You Don’t Know It


You apply for a job and the application is rejected.

If your name, address, date of birth, and employment information is incorrect employers may not be able to verify the information on an application.

You pay more for insurance.

Homeowner and auto insurers are looking at payment history, negative items, inquiries, and outstanding debt to decide whether to issue or renew policies, or to decide what premiums to charge for those policies.

Your mortgage application takes longer to approve.

Incorrect information on a credit report can delay a mortgage application until the information is updated.

Bottom line: You can and need to dispute incorrect/incomplete information on your reports to avoid the ab...